Retirement is a major concern for residents and cross-border workers in Luxembourg. In response to population ageing, increasing life expectancy and growing pressure on public finances, the Luxembourg pension system has entered a significant phase of transformation. A structural reform came into force on 1 January 2026, introducing notable changes to the retirement age, contribution rates and, above all, tax incentives for retirement savings.

The festive season is synonymous with warmth, togetherness and shared moments. However, between decorations, festive cooking and a lively home, a few careless moments can quickly spoil the holiday spirit. Here are some simple, practical tips to help you enjoy the festivities with complete peace of mind.

In Luxembourg, planning your financial future is essential, whether you are an employee, a self-employed professional or a young worker. With the evolution of the pension system, longer life expectancy and the desire to maintain one’s standard of living in retirement, long-term saving has become indispensable. In this context, many residents are looking to achieve two goals: building solid savings for the future and reducing their taxable base thanks to Luxembourg’s favourabl